Retirement Communities

About Retirement Communities

The term “retirement community” is somewhat misleading; as more adults care for aging parents even as they themselves reach retirement age, most restricted communities do not require full retirement as a prerequisite for residency. Instead, residents must usually be over a certain age and no longer working full-time, though part-time jobs are acceptable. Different communities have different requirements, however. Some may require that residents not have young children, meaning that grandparents who have custody of their grandchildren may not be eligible. Others have similar community covenants and restrictions to other housing developments: restrictions or guidelines about lawn care, vehicle parking, pets, and so forth.

In general, however, a retirement community is a residential housing development specifically geared toward seniors’ interests and lifestyles. Home are generally smaller, with fewer bedrooms, and often located on a single level for convenience and accessibility. The different locations, activities, and amenities offered vary by community, and interested seniors should investigate several options before choosing the community that best suits their needs and preferences.

Locations

The majority of retirement communities are located in mid- to large-sized cities in popular retirement regions, notably Florida, Nevada, and Arizona – states known for their milder climates and lower costs of living. As the nation’s population ages, however, most cities are generating specialized communities for seniors. With the needs of residents in mind, most such communities are located near senior health centers, major bus routes, and city services such as libraries or art galleries. Other nearby services may include specialized therapists and other health care professionals, craft stores and boutiques, and parks with walking trails and play equipment for grandchildren.

Activities

Part of the allure of senior communities is the presence of organized activities for residents. Regular excursions to theater performances, museums, concerts, and art exhibits may be communally organized with discount group rates and transportation. Other activities may include dances, Bible study, charity drives, dinners, book clubs, and seasonal parties. While residents are not required to participate in activities, many seniors enjoy the social life of active adults in the community without the hassle of coordinating individual events.

Amenities

In addition to neighborhood proximity and organized activities, many retirement communities have amenities that seniors find appealing, including:

• Golf club or marina membership with homeownership
• Clubhouse privileges, possibly with a pool, spa, or fitness center
• Landscaping or housekeeping maintenance services
• Gated, restricted access for security

Because these communities are geared toward active adults, however, they offer few on-site health services. Seniors needing additional therapy or health care need to seek outside services or consider more inclusive retirement housing, such as retirement homes or adult day care options.

Choosing Retirement Communities

There is no perfect community option suitable for everyone. The best community is one that meets its residents’ needs, and potential residents should carefully investigate the community before committing to a move. Consider the following when examining different communities:

• How close is the community to family members and friends?
• Am I familiar with the city and neighborhood?
• What is the climate like year round?
• What recreation options are there nearby?
• Are there volunteer opportunities to take advantage of?
• Are the local health services adequate to meet my current and future needs?
• Is the home physically accessible for me?
• What restrictions does the community have on pets or home maintenance?
• Are maintenance, landscaping, and snow removal services provided?
• Is this an affordable housing option for a limited income budget?
• Am I comfortable leaving my current home to live in this community?

When investigating a community, always schedule a tour and ask to meet residents if possible. That hands-on exposure will be invaluable when making the decision about whether or not to choose that community.

For More Information

To learn more about local retirement community options, consult a senior services center or visit www.WhereToLiveAfter50.com for detailed profiles on communities across the nation.

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