Independent Living

From LoveToKnow Seniors

Independent living is a means for senior citizens to maintain freedom and privacy while living in a supportive community. Sound good? Read on to find out more.

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About Independent Living

Independent living is the term used to describe a particular type of residential community that is geared strictly toward seniors. Generally speaking, you must be at least fifty-five years of age to be eligible, but some communities set the age bar slightly higher.

An independent living situation usually means moving into an apartment or small home that is part of a larger community of senior citizens. The living spaces are designed for easy maintenance, and certain amenities may be included such as:

  • Housekeeping
  • Laundry service
  • Landscape maintenance
  • Community dining halls
  • Recreational activities
  • Exercise facilities
  • Security systems

What's Not Included

In an independent living community, no around-the-clock medical care is close at hand as it is in an assisted living situation. If you become ill, you must see your own physician and be prepared to bring in your own outside health care services if needed.

There are also no custodial services provided. Seniors must be able to manage their personal care and other needs on their own, unless a specific service is offered at large to the community.

For example, some retirement communities offer local transportation for their residents. If the community you choose doesn't offer transportation, you'll either need to drive your own vehicle, or hire someone to transport you wherever you need to go.

Who Qualifies?

Independent living facilities differ from assisted living facilities in that prospective residents must be in good health and be self-sufficient. This includes being able to dress yourself and carry out you own hygiene. No visiting nurse or home care assistance is provided.

Income is another consideration. Applicants will need to either lease or purchase the location of their choosing, or qualify for housing in a government subsidized senior community.

Choices

There are several basic types of independent living spaces, but within each type their is a wide variation on luxuries, depending on the price you are prepared to pay.

Apartments

Individual apartments are part of a larger retirement apartment complex. The design of each apartment is "senior friendly", so you can expect handrails in tubs/showers, ramps and/or elevators rather than stairs and wider doorways.

Most apartments have at least a small efficiency kitchen, even if community dining is part of the package.

Homes and Condominiums

If you prefer a bit more privacy and space than apartment living typically offers, then you might want to consider looking into a home or condominium in a retirement community.

Your choices might include:

  • Single family housing
  • Twinplexes
  • Mobile homes
  • Manufactured housing
  • Row condominiums

All of these units are arranged just like the average neighborhood, complete with subdivisions. As previously mentioned, landscaping services are typically included in this type of package, but you may still have the opportunity to do your own mowing and gardening if it pleases you. Just make sure to ask about the association's rules beforehand.

Subsidized Housing

Low income seniors may be eligible for housing subsidized under the government's Housing and Urban Development agency. The down side? The waiting list for this type of senior housing is usually quite long, and you'll likely have far less choice in the locations presented to you.

What You Should Look For

Here are a few tips to help you weed out the less desirable independent living situations and find your best match.

Try to choose a location that:

  • Is near a medical facility
  • Is near community transportation
  • Has adjacent parking to your living space
  • Has an adequate security system, including alarms and patrols
  • Has one level construction
  • Has extra amenities that will help you should your mobility decline
  • Allows pets, if you have one

Conclusion

If you're feeling the need to begin living in a community with people of like age and interests, but you're not ready to completely hang up your independence, then independent living may be just what you're looking for.

Take your time looking around, and be sure to check out any agency you choose to deal with at your local Better Business Bureau.

External Links



 


Comments

Hi Eleanor - HUD has a great website that lets you look for senior apartments and other housing based on location and income. Give this matrix a try - http://www.hud.gov/apps/section8/index.cfm and let us know what happens. Good luck!

-- Contributed by: TK2

I am looking for the not to far future for a senior living situation with activities and meals. I am eligable for HUd,division 8 etc. (gross income under 20,000.Could yu help me. I want to stay in Jersey or pennsylvania

-- Contributed by: eleanor scott

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